Mastering the Tool
How to Use the Investment Evaluator
01 Set Foundation
Input your initial amount a percentage you are willing to save, your age, and when you want to cash out. Even starting small has massive benefits because time is on your side!
02 Evaluate Growth
The tool calculates how much you save today and how much the initial investment would be worth when you want to cash out. See how much money you're leaving on the table by spending it today!
03 Record Plan
Send yourself the results of your investment plan and use the resources provided in the Educational Content to invest and manage the funds you wisely set aside!
Investment Calculator
See how powerful compound interest is in the long run!
Understanding Your Results
Your Inputs
Initial Amount — Any money you can put in today. Even a small amount now can grow into something life-changing.
Monthly Contribution — What you add each month. Consistency beats size — $50/month started early beats $500/month started late.
Current Age — Where your journey begins. The younger you start, the harder time works in your favor.
Target Age — When you want to cash out. The further away it is, the more powerful compounding becomes.
Your Results
Principal — The amount you put in on day one. Your starting spark.
Contributions — Every dollar you added along the way. Small, steady deposits that quietly stack up over time.
Interest Earned — The real magic. This is money you never worked for — your investments did it for you.
Final Balance — What it all adds up to. This is your future self's reward for the decision you made today.
Opportunity Cost
See how small decisions can make a big difference!
Understanding Your Results
What is this calculator?
Every purchase has a hidden cost: the investment you could have made instead. Before spending, ask yourself: Could I find a comparable option for less and invest the difference? Perhaps you purchase a slightly older or used version of the item or wait for a discount. Small compromises today can mean serious wealth tomorrow. This calculator highlights these opportunities!
Your Inputs
Original Purchase Price — The full price of what you're considering buying.
Percentage to Invest — The percentage of the purchase price you redirect into an investment.
Amount Set Aside — Updates automatically. The exact dollars you'd be investing based on your price and percentage.
Current & Target Age — Your investment timeline. The earlier you start and the longer you let it grow, the more dramatic the results.
Your Results
Amount Set Aside — The dollars moving from your spending budget into your investment account today.
Adjusted Purchase Price — What you'd actually spend after setting aside your investment. This is your target: find a deal, buy used, or choose last year's model at this price and invest the rest.
Future Value — What your investment grows to by your target age at 10% annual return. This is the true cost of spending and the true reward for holding back even a little.